Terms of Use

All written content on this site is for information purposes only. Opinions expressed herein are solely those of Cardinal Retirement Planning Inc. and our editorial staff. Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness.

All information and ideas should be discussed in detail with your individual adviser prior to implementation. Fee-based financial planning and investment advisory services are offered by Cardinal Retirement Planning Inc. a Registered Investment Advisor in the State of North Carolina. Insurance products and services are offered through H.E. Scheil & Associates, Inc. d/b/a Cardinal Advisors and H.E. Scheil Insurance Agency and Insurance Advisor Associates, Inc.

The presence of this web site shall in no way be construed or interpreted as a solicitation to sell or offer to sell investment advisory services to any residents of any State other than the State of North Carolina or where otherwise legally permitted. This site has links to other web sites as a convenience to our customers. These include links to web sites operated by other government agencies, nonprofit organizations and private businesses. When you use one of these links, you are no longer on this site and this Privacy Notice will not apply. When you link to another web site, you are subject to the privacy policy of that new site. When you follow a link to one of these sites neither Cardinal Retirement Planning, nor any agency, officer, or employee of the Cardinal Retirement Planning warrants the accuracy, reliability or timeliness of any information published by these external sites, nor endorses any content, viewpoints, products, or services linked from these systems, and cannot be held liable for any losses caused by reliance on the accuracy, reliability or timeliness of their information. Portions of such information may be incorrect or not current. Any person or entity that relies on any information obtained from these systems does so at her or his own risk. Cardinal Advisors and Cardinal Retirement Planning Inc. and its advisors are not affiliated with or endorsed by the Social Security Administration or any government agency. This content is for informational purposes only and should not be used to make any financial decisions.